I never make New Year's resolutions. Mainly because they fall into two camps: 1. I don't stick with them because they're too hard or life gets in the way or circumstances change or whatever or 2. they're too simple and they're normal every day stuff that I'll do anyway. So this year I'm still not making any resolutions. Instead, I'm starting prior to New Year's Day and taking action. Doing things that I've been meaning to do. (In some cases, for years now.)
Like that brochure on 529 plans that I keep moving a month ahead in my planner, month after month after month.
- I don't have time to figure it out right now.
- We don't have enough money to put aside right now anyway.
- They're only in KG and 1st grade, I've got plenty of time.